Guarantee Operations

The Guarantee Foundation offers guarantee for bank loans of private persons in excessive debt or so-called restructuring loans. The loan is then used to combine several debts into one restructuring debt.

The aim is to leave the person in debt enough money to pay their housing costs and other inevitable household expenditures and putting an end to excessive indebtedness.

The guarantee is meant for private persons who suddenly find themselves in a financial crisis.

You should discuss your situation with a professional because there are separate alternatives available for solving debt difficulties. The Foundation's guarantee is one means of voluntary debt restructuring available, and guarantee will not be granted if the situation with debts can be solved by some other means. Local money and debt advisers will assist in studying the various solutions available and in compiling a warranty application.

Ask for more information

Debt Line, phone counselling
tel. 0800 9 8009
Mon - Fri,
10 a.m.-2 p.m.

Local money and debt advisers.

Both services are free of charge in Finland.